Other services we provide

Appraisal Services

When an Insured or Claimant and the Insurer disagree upon the amount to be paid on a property claim, then upon written request of either party, the dispute may be submitted for an Appraisal. Each party selects an Appraiser. It is then up to the two Appraisers to come to a mutual settlement agreement.

In the event the two Appraisers are not able to reach an agreement, the Appraisers will select a neutral third party known as the Umpire. Each appraiser will be paid by the party selecting him or her, and the umpire expense shall be shared equally by both parties. The parties are bound by the final agreed decision of any two Appraisers or the Umpire.

Contents Loss inventory and valuation Services

The handling of a content’s loss is exactly where genuine customer service and close interaction with the policyholder become critical. SEPIA Group has experienced and skilled adjusters and contents specialists standing by to respond to a contents loss of any size.

Often the attention is focused on the structural damage and emergency expenses of a claim leaving the damage to contents frequently neglected or overlooked. Contents is just as important and deserves the time and effort for proper evaluation.